Thanks for the link. Home renovation is as important as getting a home insurance. Here in Doing the math on green insurance, I read that homeowners' insurance plans can often be added to with riders. In several states, you can add a "green insurance" choice to homeowners’ insurance policies. These riders pay out additional cash to help make eco-friendly upgrades to a residence, in the case of damage to the home.  Folks, would you consider this is as a good help? Thanks everyone and best regards.